Insurance Sales Agent

JOB DESCRIPTION JOB TITLE Insurance Sales Agent ACCOUNTABILITY STATEMENT Responsible for generating Property & Casualty sales through ongoing prospecting and lead generation leveraging branch networking and partnerships across our diverse range of product offerings Ensures that insurance offerings adhere to the requirements set forth by carriers sales centers and regulatory authorities at the state level Effectively drive sales transactions to enhance the profitability of VyStar Insurance Agency VIA Develops and maintains external networking relationships with Realtors Mortgage brokers Title Agencies Apartment Complexes Builders ESSENTIAL RESPONSIBILITIES Sales and Business Development Develops strategies to generate new internal and external sales opportunities Builds and maintains relationships with VIA members and non members Ensures satisfaction to promote renewals and referrals Cross sell to grows VIAs overall book of business through diverse product offerings Consultative Service and Problem Solving Conducts a thorough assessment of needs and delivers consultative services through proactive problem solving Utilizes resources proactively to provide quality and tailored solutions in a timely manner Presents product options to address the requirements of both members and non1members including enhanced coverage alternatives Sales Channels and Cross Selling Identifies and capitalizes on opportunities to sell and cross sell both personal and commercial insurance products Employs telephone text and email communication to facilitate sales efforts Provides prompt and effective follow up on inquiries from both members and non1members to secure new business and maintain existing policies Relationship Building Provides comprehensive information to members and non members regarding all VIA products and services Develops strong relationships that are essential for fostering satisfaction loyalty and a connection to the VyStar brand All employees and business units as first line of defense are expected to proactively help identify assess manage and report risks within their domain of work To enhance a healthy risk culture and support our growth for good pillar employees will maintain vigilance in safeguarding our operations while ensuring compliance with regulatory mandates The Risk team serves as the second line of defense by providing risk oversight and credible challenge whereas the Audit team serves as the third line of defense by providing risk assurance Incumbent is expected to demonstrate each of the following VyStar Excellence behaviors in performing the duties and responsibilities of their job Focus Focus your full attention by carefully listening to and observing client or member Connect Consistently be friendly and approachable Demonstrate your care Understand Listen empathetically and ask questions 7030 rule Counsel Recommend solutions based on your members needs and objectives Advance Ensure that members expectations were exceeded Verify necessary follow up actions JOB QUALIFICATIONS EDUCATION High school diploma or equivalent with 1 2 years insurance experience College degree preferred EXPERIENCE Personal lines experienced required Commercial experience is a plus General knowledge of insurance departments operations terminology and objectives Continuing education hours to maintain DesignationsCertifications and Insurance Related License KNOWLEDGE SKILLS & ABILITIES Sales Oriented and Resilient Exhibits a strong aptitude for sales demonstrating the resilience to navigate objections exceed targets and embody a competitive drive for success and growth Problem Solving Skills and Initiative Demonstrates strong problem solving and decision making abilities while proactively addressing client needs with effective solutions Self Motivated and Accountable Displays a proven ability to work independently maintain confidentiality demonstrate professionalism and competence and take responsibility for achieving results Proficient Communication and Telephone Etiquette Possesses advanced written and verbal communication skills enabling the building of rapport positive and courteous interactions and the delivery of exceptional customer service Organizational Skills and Attention to Detail Shows flexibility and possesses strong organizational skills attention to detail and the capability to manage multiple tasks while meeting established deadlines Technologically Proficient and Knowledgeable Holds a solid understanding of insurance industry processes and workflow procedures Proficient in the use of technology quoting platforms and CRM tools Computer Skills Proficiency in MS Office products Outlook Word and Excel internet and other related computer applications Preferred proficiency in Agency Management systems Preferred Education & Experience Currently holds active State Property & Casualty licenses Specifically 2044 Personal lines license 220 General Lines License preferred Personal lines experienced required Commercial experience is a plus High school diploma or equivalent with 1 2 years insurance experience College degree preferred General knowledge of insurance departments operations terminology and objectives Continuing education hours to maintain DesignationsCertifications and Insurance Related License CERTIFICATIONS Currently holds active State Property & Casualty licenses Specifically 2044 Personal lines license 220 General Lines License preferred DISCLAIMERS AND WORK ENVIRONMENT Nothing in this position description is an implied contract for employment The position description is intended to be an accurate account of the essential functions The functions are not all encompassing and are subject to change at any time by management The work environment characteristics described are representative of those that an employee encounters while performing the essential functions of this job Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions As required or requested may exert up to twenty pounds of force occasionally andor a negligible amount of force constantly to lift carry push pull or otherwise move objects Salary Commission Benefits package as well