Associate Underwriter – Agri Business

Why CIG At Capital Insurance Group we offer our employees more than just a job We foster career growth provide opportunities to give back to our communities and help you take the next step in your career CIG was founded in 1898 by a group of earnest farmers in need of protection and today we are the leading West Coast Property & Casualty insurer CIG is certified as a Great Place to Work and provides a collaborative inclusive and fun work culture for all employees Why Choose CIGs Underwriting Team This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders Join the CIG Underwriting team in helping build a safer world where dreams soar Learn More about what it means to be an Associate Underwriter Agribusiness at CIG HERE Benefits Accrue twenty one days of Paid Time Off during your first year Up to eighty seven percent of benefits covered by CIG for you and your family members Medical dental vision plans One hundred percent covered plans Basic Life & AD&D Employee Assistance Leave Management Long Term Disability Short Term Disability Outside of CA Family Caregiver Support Homethrive Child Care Resources Tootris Business Travel Accident Protection Voluntary benefit offerings Short term CA only Voluntary Life AD&D self spouse and child plans Flexible Spending Health Savings HSA Hospital Indemnity Accidental Injury Critical Illness ARAG Legal Services Norton LifeLock Nine paid holidays plus two floating holidays Above and Beyond Reward Recognition Program Kudos & Shout Out Points Program Quarterly Above and Beyond Bonus Program Annual Above and Beyond Bonus Program Competitive compensation Base compensation Salary Management Spot Bonuses Annual IncentiveProfit sharing program potential payout annually based on company results Discount partnerships Gym memberships credit union travel shopping restaurants theme parks and more Insurance Educational reimbursement and bonus programs Employee Referral Bonus Program Home and Auto Insurance Discount Program Paid Volunteer Time Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you Retirement savings benefit 401k and Roth match Health & Financial Wellness Wellness platform tools and events Health Savings Account match Financial Wellness Resources Work Environment & Format The Associate Underwriter Agri Business role is a hybrid position and candidates may be considered from Roseville CA Spokane WA or Phoenix AZ Job Overview Under direct supervision this position will perform entry level underwriting duties in support of an Agri business insurance underwriting team The Associate Underwriter will perform the preliminary review of new risks as well as assist in the renewal process for existing accounts General duties will include the evaluation of applications endorsements and related underwriting documents The Associate will review individual agri business submissions to evaluate the degree of exposure and approve request additional information or reject based on Company risk selection guidelines This position functions in a production support role but may be called upon to conduct agency visits develop new business and support marketing in a territory of assigned agents The Associate Underwriter operates within a clearly defined level of delegated underwriting authority and refers risks of higher exposure or complexity to a senior underwriter The position may also perform ancillary administrative duties for commercial accounts to support agency service objectives Requirements Underwriting practice procedures rules and regulationsRating plans ISO or similar and commercial lines coveragesKnowledge of social economic and competitive aspects of territory assignedNational and local business conditions and trendsUnderwriting and marketing philosophy and procedureInsurance industry terminology and laws especially those pertaining to assigned areaGeneral policies and procedures for underwriting insurance risksCorrelate risk factors to underwriting standards to determine acceptance of riskA college degree in a business insurance or a financial discipline is preferred or equivalent work experience along with one to three years of commercial lines rating processing or underwriting experience that includes loss analysis and risk selection Dedication to continuing education insurance certification and technical coursework is requiredCandidates must be authorized to work in the United States without the need for current or future visa sponsorshipSalary Range 44262 73171 The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role Please note that actual salaries may vary within the range above or below depending on experience and location We look at compensation for each individual and base our offer on your unique qualifications experience and expected contributions This position may also be eligible for other types of compensation in addition to base salary such as benefits and bonus programs