Senior Underwriter – Agri Business

Why CIG At Capital Insurance Group we offer our employees more than just a job We foster career growth provide opportunities to give back to our communities and help you take the next step in your career CIG was founded in 1898 by a group of earnest farmers in need of protection and today we are the leading West Coast Property & Casualty insurer CIG is certified as a Great Place to Work and provides a collaborative inclusive and fun work culture for all employees Why Choose CIGs Underwriting Team This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders Join the CIG Underwriting team in helping build a safer world where dreams soar Benefits Accrue twenty one days of Paid Time Off during your first year Up to eighty seven percent of benefits covered by CIG for you and your family members Medical dental vision plans One hundred percent covered plans Basic Life & AD&D Employee Assistance Leave Management Long Term Disability Short Term Disability Outside of CA Family Caregiver Support Homethrive Child Care Resources Tootris Business Travel Accident Protection Voluntary benefit offerings Short term CA only Voluntary Life AD&D self spouse and child plans Flexible Spending Health Savings HSA Hospital Indemnity Accidental Injury Critical Illness ARAG Legal Services Norton LifeLock Nine paid holidays plus two floating holidays Above and Beyond Reward Recognition Program Kudos & Shout Out Points Program Quarterly Above and Beyond Bonus Program Annual Above and Beyond Bonus Program Competitive compensation Base compensation Salary Management Spot Bonuses Annual IncentiveProfit sharing program potential payout annually based on company results Discount partnerships Gym memberships credit union travel shopping restaurants theme parks and more Insurance Educational reimbursement and bonus programs Employee Referral Bonus Program You have a voice You are encouraged to share your voice through multiple channels get involved with our Employee Experience and DEI committees to drive and continue the health and wellbeing of our organization for everyone Home and Auto Insurance Discount Program Paid Volunteer Time Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you Retirement savings benefit 401k and Roth match Health & Financial Wellness Wellness platform tools and events Health Savings Account match Financial Wellness Resources Work Environment & Format This is a hybrid eligible position where Monday through Wednesday would be working in one of our offices with Thursday and Friday eligible for work from home days Office locations include Reno NV Monterey CA Roseville CA Bakersfield CA Phoenix AZ and Spokane WA Job Overview The Senior Underwriter is responsible for the development and production of new and renewal Agribusiness accounts Oversees the maintenance of constructive business relationships with assigned agents and works with them to identify new business opportunities evaluate risks recommends corrective actions and educates the producer to identify risks that meet Company guidelines Reviews individual applications for Ag lines to evaluate the degree of risk involved and to approve or reject based on Company policies Develop new business retains renewal book of business and manages territory of assigned agents Minimum Requirements Education and Experience College Degree in finance business administration insurance or other related business discipline is preferred including and3 5 years experience as an Ag or Commercial lines underwriter Demonstrated ability to utilize assigned authorities to make decisions that benefit the companys bottom line and provide solutions to our valued agency partnersCPCU certification or completion of technical insurance coursework focusing on underwriting principles is preferredProficient with Excel Outlook Word SharePoint Tableau preferredExperience with Policy Center and Guidewire highly desirableCandidates must be authorized to work in the United States without the need for current or future visa sponsorship Knowledge of Underwriting practice procedures rules and regulationsRating plans ISO or similar and commercial lines coveragesKnowledge of social economic and competitive aspects of territory assignedNational and local business conditions and trendsAccount and portfolio pricing based on goals and expense initiativesUnderwriting and marketing philosophy and procedureBasic mathematics and the application of formulasAbility to Correlate risk factors to underwriting standards to determine acceptance of riskAnalyze problems and develop effective pragmatic solutionsEffectively exchange ideas information and influence others Obtain and maintain a valid Driver License and operate a vehiclePerform and produce consistently under pressure of deadlines within production standardsUse assigned underwriting authority to drive profitable resultsCareer Path potential Agri Business Underwriting SpecialistRegional Underwriting Team LeaderSalary Range 63729 105153 The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role Please note that actual salaries may vary within the range above or below depending on experience and location We look at compensation for each individual and base our offer on your unique qualifications experience and expected contributions This position may also be eligible for other types of compensation in addition to base salary such as benefits and bonus programs