Credit Products Underwriter I – Commercial Banking

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BOK Financial
Plano, TEXAS, United States
  • Finance
  • FullTime
  • Applications have closed

Areas of Interest: Commercial Credit Underwriter; Commercial Analyst; Commercial BankingPay Transparency Salary Range: Not AvailableApplication Deadline: 01/18/2026BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.Bonus TypeFormula BasedSummary Our commercial banking team delivers personalized services to growth-oriented businesses with exceptional expertise. We offer a wide range of financial solutions, including loans, deposits, and cash management. Leveraging a broad array of products and expert advice, we support business owners in achieving their goals, all while being backed by a robust network within the business community.Job Description The Credit Products Underwriter I – Commercial is primarily responsible for underwriting complex financial transactions in conjunction with CPU III, IV or CRMs, including the financing of investment real estate, owner-occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare-related opportunities, as well as credits augmented with an SBA guarantee. Also will be able to underwrite non- complex requests independently. In addition, the Credit Products Underwriter I is responsible for providing product and industry expertise to the client by designing and executing solutions on complex clients. Industries and Products offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects, which require additional level of due diligence and analysis. The CPU I will have multiple active credit requests from various Relationship Managers and various geographic locations and must be able to prioritize and exhibit good time management. The CPU I will have client facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Good communication skills (written and verbal) must be present to effectively communicate with the various Relationship Managers and other BOKF personnel. The majority of the CPU I time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice. The Credit Products Underwriter I will partner with the RMs to assist in generating revenue and profitability.Team CultureThis team thrives on a culture of integrity, collaboration, and innovation. We believe in building and nurturing strong client relationships, ensuring every interaction is meaningful and tailored to our clients’ unique needs. Our team is supportive, where your insights are valued, and your career can flourish. Here, you’ll find a place where your contributions make a real impact, and your professional journey is supported every step of the way.How You’ll Spend Your Time

  • You will prepare financial underwriting for transactions that impact lending division profitability.
  • You will conduct credit analysis independently or with senior staff based on complexity.
  • You will provide recommendations on transaction structure to Relationship and Department Managers.
  • You will identify and document policy exceptions while gathering key customer information.
  • You will collaborate with credit approval officers to support analysis and conclusions.
  • You will assist in developing new credit business through joint calls with Relationship Managers.
  • You will prepare compliance reports, commitment documents, and present credit information to management.

Education & Experience Requirements This level of knowledge is normally acquired through completion of a Bachelor’s degree and 2+ years of credit analysis/credit products underwriter experience; or 7+ years of equivalent work-related experience.

  • Ability to clearly communicate and convey information and ideas through a variety of channels.
  • Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals.
  • General knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies.
  • Excellent organizational skills and meticulous work habits.
  • Ability to critically review work for errors and incorrect conclusions.
  • Ability to complete assignments quickly and efficiently with minimal direction.
  • Ability to proactively communicate with both colleagues and senior personnel.
  • Conflict management skills.
  • Ability to work efficiently under limited timeframes.
  • General knowledge of loan documentation, loan policy and regulations.
  • General knowledge of the Loan Grading Process.
  • Excellent oral and written communications skills.
  • Advanced PC and spreadsheet software skills.

BOK Financial Corporation Group is a stable and financially strong organization that provides excellent training and development to support building the long term careers of employees. With passion, skill and partnership you can make an impact on the success of the bank, customers and your own career!
Apply today and take the first step towards your next career opportunity!The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.Please contact with any questions.Plano, TX, US, 75023Top 3 reasons to applyInvesting in our talent and building a great workplace is a top priority for us.

  • Empowered employees
  • Award-winning culture
  • Community commitment

In order to be considered for a position with BOK Financial Corporation Group, you must complete the entire application process, which includes answering all prescreening questions and providing your eSignature on or before the application deadline.Base salary range explanation:The base salary range represents an average range for this position. Actual offers to be determined based on the candidate’s qualifications, skills, experience and education. See job details for salary range and bonus type.Benefits: BOK Financial Corporation Group offers industry-leading benefits addressing your complete physical, financial and emotional health. Click to see our benefits.About BOK Financial CorporationFor more than a century, BOK Financial Corporation has helped fuel the success of clients and communities. Since our humble beginnings in Tulsa, Oklahoma, we’ve grown into a diversified financial services company that serves consumers, small businesses and international corporations-and everything in between.Facts:

  • Operations focused in an eight-state footprint
  • 5,000 team members
  • $49.7 billion in assets
  • $114.6 billion in assets under management and administration
  • $8 million donated to local nonprofits in 2024
  • 59,000+ volunteer hours by our employees in 2024

Nearest Major Market: Plano
Nearest Secondary Market: Dallas
Job Segment: Credit Analyst, Bank, Banking, Credit, FinanceApply nowStart Please wait…Find similar jobs:CareersConnectBOK Financial®Life at BOK Financial Corporation GroupAttention all third-party agencies, headhunters and recruiters: BOK Financial Corporation and its subsidiaries will not accept candidate submission by unsolicited third parties through this site or any company email address. All unsolicited candidates presented to BOK Financial Corporation and its subsidiaries will be considered the property of BOK Financial Corporation Group. BOK Financial Corporation and its subsidiaries will not be responsible for any fees associated with unsolicited candidates, nor will a contractual relationship be formed by the submission. BOK Financial Corporation and its subsidiaries are not obligated and will not under any circumstances pay any fees to said third parties submitting candidates in this manner. BOK Financial Corporation Group only form contracts with recruiters with whom we have an established business relationship and with whom we have in place a signed agreement. All contact with BOK Financial Corporation and its subsidiaries from third parties must be through our Human Resources Department. Any contact made outside of the BOKF, NA Human Resources Department* by a third party will cancel any future business relationships between the third party and every BOK Financial Corporation subsidiary. *BOKF, NA provides human resources and recruiting services to all affiliates of BOK Financial Corporation. The subsidiaries of BOK Financial Corporation are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status. © 2025 BOKF, NA. Member FDIC.

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