AML Operations Analyst

About RampAt Ramp, we’re rethinking how modern finance teams function in the age of AI. We believe AI isn’t just the next big wave. It’s the new foundation for how business gets done. We’re investing in that future – and in the people bold enough to build it.Ramp is a financial operations platform designed to save companies time and money. Our all-in-one solution combines payments, corporate cards, vendor management, procurement, travel booking, and automated bookkeeping with built-in intelligence to maximize the impact of every dollar and hour spent. More than 50,000 businesses, from family-owned farms to e-commerce giants to space startups, have saved $10B and 27.5M hours with Ramp. Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables over $100 billion in purchases each year.Ramp’s investors include Lightspeed Venture Partners, Thrive Capital, Sands Capital, General Catalyst, Founders Fund, Khosla Ventures, Sequoia Capital, Greylock, and Redpoint, as well as over 100 angel investors who were founders or executives of leading companies. The Ramp team comprises talented leaders from leading financial services and fintech companies-Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One-as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.Ramp has been named to Fast Company’s list and LinkedIn’s for more than 3 years, as well as the Forbes , CNBC , and TIME Magazine’s 100 .About the Role As a member of Ramp’s AML Team, you will play a key role in executing Ramp’s anti-money laundering and sanctions compliance program. You will be responsible for reviewing transaction monitoring alerts, conducting investigations, and completing enhanced due diligence (EDD) reviews to identify and mitigate financial crime risks.This role is ideal for someone who thrives in a fast-paced fintech environment, has strong analytical and investigative skills, and is excited about building scalable processes to support Ramp’s growth. You’ll work closely with our Compliance, Risk, Product, and Fraud Operations teams to ensure Ramp maintains a strong financial crimes compliance program.What You’ll Do Review and disposition transaction monitoring alerts across Ramp’s product lines to identify potentially suspicious activityInvestigate suspicious activity and prepare documentation supporting SAR decisions and filingsReview sanctions and PEP screening alerts, escalating and reporting true matches as requiredConduct enhanced due diligence (EDD) on higher-risk customers, entities, and counterpartiesAssist in the ongoing optimization of Ramp’s AML systems and transaction monitoring rulesSupport responses to bank partner requests, audits, and regulatory reporting obligationsIdentify process improvements, document findings, and contribute to compliance procedures and training materialsWhat You Need Minimum 2 years of experience in compliance operational teamsFamiliarity with KYC/KYB, BSA/AML, sanctions, EDD, and financial crimes complianceAbility to handle multiple and fast-changing prioritiesExcellent written and verbal communication skillsInvestigative and critical thinking skillsNice to Haves Accreditation by ACAMS, an equivalent industry body, or other qualifications in the areas of financial crime, risk management, or complianceExperience supporting a growing compliance teamExperience in high-growth start-ups, particularly in fintechExperience working cross-functionally, such as with risk and operations teamsBenefits (for U.S.-based full-time employees)100% medical, dental & vision insurance coverage for youPartially covered for your dependentsOne Medical annual membership401k (including employer match on contributions made while employed by Ramp)Flexible PTOFertility HRA (up to $5,000 per year)WFH stipend to support your home office needsWellness stipendParental LeaveRelocation support to NYC or SF (as needed)Pet insuranceReferral InstructionsIf you are being referred for the role, please contact that person to apply on your behalf.Other noticesPursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

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